Suppose you have a loved one, someone who has served in the armed forces, or a surviving spouse of a fallen service member. In that case, you may be eligible for veterans benefits, especially if you face any disability or age-related illness.
Veterans affairs benefits can be complicated to navigate. There is a ton of information, which can sometimes be overwhelming. The U.S. Department of Veterans Affairs supports military service members, retired members, and spouses with various programs and benefits throughout life.
Luckily, we've broken down the essentials you need to know about who qualifies for veterans' assistance benefits and how to get some of the costs of assisted living covered.
What Are VA Benefits, and What Services Do They Offer the Elderly?
The U.S. Department of Veterans Affairs (VA) is the largest veteran advocacy organization in the country. It provides assistance and benefits to enrolled veterans on active duty, after separation, or retirement from military service�and offers help to spouses of the military.
VA offers various types of assistance, including VA health care benefits, education benefits, disability benefits, financial benefits, VA pension plans, and other benefits. Some veterans may also qualify for dental care and long-term care services.
Who is Eligible for Veterans Benefits?
Not all veterans qualify for veterans benefits, especially those related to assisted living. The primary eligibility requirements include:
- Age 65 or older (or on permanent disability)
- Honorable discharge
- A minimum service requirement
Additional financial and medical eligibility requirements may apply depending on the benefit.
Does the VA Pay for Assisted Living?
No, VA benefits do NOT directly cover assisted living costs (such as room and board). However, there are ways to receive financial assistance. Veterans can use VA benefits to cover some assisted living expenses, such as personal care, medical services, and daily support.
For example, a veteran receiving funds through VA benefits can choose to allocate the money toward assisted living costs, including transportation, specialized medical care, and physical therapy.
Veterans Affairs Benefits for Assisted Living
The VA offers various programs that can help offset the costs of assisted living:
Aid and Attendance Benefit
The Aid and Attendance Benefit provides eligible veterans and surviving spouses with up to $3,536 per month (tax-free) to assist with daily living activities such as bathing, dressing, and toileting. A note from a doctor is usually required to qualify.
VA Health Benefits
Disabled veterans may receive coverage for select long-term care services in assisted living communities. However, copays or other fees may apply.
VA Disability Compensation
Veterans who became ill or injured during military service (or whose pre-existing conditions worsened due to active duty) may qualify for tax-free monthly payments. This can help cover assisted living costs.
VA Pension
The VA Pension program is designed for low-income veterans and provides tax-free financial support that can be used toward assisted living expenses.
Survivors Pension
Similar to the VA Pension, this program offers tax-free financial assistance to surviving spouses or dependents.
State or Community Organizations
Several organizations, such as the Senior Veterans Service Alliance and National Care Planning Council, provide additional support for veterans seeking assisted living options.
How to Apply for Veterans Benefits
Before applying, it�s best to consult a veterans benefits advisor to determine eligibility and simplify the process.
To apply, you�ll need to submit specific forms based on the benefit you are requesting:
- Aid and Attendance Benefit: VA Form 21-2680
- VA Pension Benefit: VA Form 21-0966
- Survivors Pension Benefit: VA Form 21P-534EZ
- Disability Compensation: VA Form 21-526EZ
- VA Health Benefits: VA Form 10-10EZ
Visit the U.S. Department of Veterans Affairs for additional details.
FAQ
Is There Someone to Help Me Apply for Veterans Benefits?
Yes. State or County Service Officers, many of whom are veterans, assist with applications. Additionally, Nurse Next Door works with the VA Community Care Network (CCN) to provide support to veterans in need of senior care.
Are There Other Benefits for Veterans?
Yes. Veterans may qualify for additional benefits beyond what�s covered here. Learn more here.
What Long-Term Care Services Does the VA Cover?
VA benefits may cover long-term care services in VA community living centers, veteran community nursing homes, or state veteran homes. However, specific eligibility guidelines apply.
Contact us at Nurse Next Door for more information on veterans' senior care options!
